Bank Credit

The amount of credit available to a company or individual from the banking system. It is the aggregate of the amount of funds financial institutions are willing to provide to an individual or organization.

A company or individual's bank credit depends on both the borrower's capacity to repay and the overall amount of credit available in the banking system. Bank credit for individuals expanded enormously over the past 50 years, as consumers grew accustomed to having several credit cards. Some observers were predicting that the financial crisis in 2008 could mean a return to those earlier years, when credit, although relatively cheap, was difficult to obtain, especially for those with poor credit histories.


Investment dictionary. . 2012.

Look at other dictionaries:

  • bank credit — ➔ credit1 * * * bank credit UK US noun [U or C] BANKING, FINANCE ► money that banks have lent or have available to lend: »The average growth rate in commercial bank credit has been higher than in the private sector. ► money that a bank lends to a …   Financial and business terms

  • Bank credit — Bank Bank, n. [F. banque, It. banca, orig. bench, table, counter, of German origin, and akin to E. bench; cf. G. bank bench, OHG. banch. See {Bench}, and cf. {Banco}, {Beach}.] 1. An establishment for the custody, loan, exchange, or issue, of… …   The Collaborative International Dictionary of English

  • Bank credit — Credit Cred it (kr[e^]d [i^]t), n. [F. cr[ e]dit (cf. It. credito), L. creditum loan, prop. neut. of creditus, p. p. of credere to trust, loan, believe. See {Creed}.] 1. Reliance on the truth of something said or done; belief; faith; trust;… …   The Collaborative International Dictionary of English

  • bank credit — Cash Cash (k[a^]sh), n. [F. caisse case, box, cash box, cash. See {Case} a box.] A place where money is kept, or where it is deposited and paid out; a money box. [Obs.] [1913 Webster] This bank is properly a general cash, where every man lodges… …   The Collaborative International Dictionary of English

  • bank credit — amount of money a bank will lend to a customer on credit …   English contemporary dictionary

  • bank credit — Fin the maximum credit available to an individual from a particular bank …   The ultimate business dictionary

  • bank credit — The rating of a borrower at a particular bank as to the maximum loan to be made to him and the maximum amount of his drawings upon the bank in the aggregate which will be accepted …   Ballentine's law dictionary

  • bank credit — / bæŋk ˌkredɪt/ noun loans or overdrafts from a bank to a customer …   Marketing dictionary in english

  • bank credit — / bæŋk ˌkredɪt/ noun loans or overdrafts from a bank to a customer …   Dictionary of banking and finance

  • bank (credit) line — bank ( credit) line bank ( credit) line ➔ credit line …   Financial and business terms

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